Two options for helping make your pet’s healthcare more affordable are wellness plans and pet insurance. Our Boynton Beach vets will go over some of the differences and benefits of each of these options.
Protecting Your Pet's Future
Veterinary care for your pet can be expensive but pet insurance and wellness plans help offset the cost. Both wellness plans and pet insurance policies offer benefits, but they are very different. When it comes to your pet's veterinary care, it’s important to understand which services your pet is and isn't covered for so that you won't be left with unexpected payments for your pet's care and treatment.
What is a Wellness Plan?
You pay a small monthly amount to the wellness plans to help you cover the cost of routine veterinary care. Unlike pet insurance, with a wellness plan you only pay for the treatments and services you use.
Wellness plans can help you to adopt a more proactive approach to your pet's veterinary care, and help your vet spot early signs of any conditions or diseases before they become more serious, and potentially very expensive.
Wellness Plan Coverage
Routine vet care such as microchipping, vaccinations, and dental care is generally covered by wellness plans. The primary purpose of these plans is to help you to spread out the cost of improving and maintaining the standard of your pet’s overall health.
What is Pet Insurance?
It is similar to health insurance for humans. Pet insurance takes care of any veterinary bills if your pet requires emergency veterinary care provided it is covered by your policy.
Treating serious illnesses such as cancer or diabetes, or emergency treatment, can be very expensive. Pet insurance provides you with financial help to pay the bills for accidents and conditions covered by your pet's insurance policy.
Pet Insurance Coverage
Generally pet insurance covers treatment for illnesses as well as any emergency treatment required after accidents but it depends on the policy. Some pet insurance policies may also cover prescription medications, the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I Choose?
You don't have to choose, some pet owners have both pet insurance and wellness plans to ensure their pet has complete protection, while other pet owners opt for one or the other. Understanding how each of these options work can benefit you and your pet, and can help you decide on what the best option is for you and your pet.
Talk to your vet if you would like help deciding what is best for your pet based on their particular needs and concerns.
Note: The advice provided in this post is intended for informational purposes and does not constitute medical or financial advice regarding pets. For an accurate diagnosis of your pet's condition, please make an appointment with your vet.